Employed Federal NARFE Member

Welcome to the page specially for members that are still working. You will find information on present working interests and future interests towards retirement with links to these various organizations to assist you in your work environment or future retirement

Office of Personnel & Management - OPM
Office of Personnel & Management - Retirement issues
Office of Personnel & Management - Insurance
U. S. Department of Veterans Affairs
Index of U.S. Government Departments and Agencies
Thrift Savings Plan
Federal Employees Health Benefits Plans
Merit Systems Protection Board - Home page
      MSPB - Site index

      MSPB - Appeal Process


Click here for NARFE's Accomplishments for the 113th Congress


5 myths about federal workers (Washington Post)

Sick leave allowed to employees can care for flu-stricken (Federal Times)

Federal workers lash out at benefits

Separating the Monsters from the Straw Men - Federal News Radio

Letters - The dollars and sense of rightsizing the federal workforce
William R. Dougan, president of the National Federation of Federal Employees
Federal Computer Week
June 15, 2011

Top 10 Worst Tax States for Retirees

How the Social Security Retirement Planner can help you now.
CSRS Offset Basic Annuity Calculation
State Taxation of Federal Pensions


Federal News radio 1500 AM - Home Page Read Mike Causey's Federal Report

Retirement and Your Money (US News)

Your FERS Benefits - What It Takes to Retire

My Federal Retirement - Financial planning resources for Federal and Postal Employees (Click Here)

All Federal Employees Should Consider Contributing to Some Type of a Flexible Spending Account (FSA)
Federal benefits expert, Ed Zurndorfer, discusses the health care FSA and the dependent care FSA -- tax-favored programs allowing federal employees to pay for eligible out-of-pocket expenses with pre-tax dollars

OPM Launches New Cybersecurity Resource
The verification center will help those who believe their data may have been taken but have not received a notification letter from the government


FEW (Federal Employed Women)

NAPS (National Association of Postal Supervisors)

NAPS BRANCH 65 of Colorado

NRLCA (Nattonal Rural Letter Carrier Association)

NAGE (National Association of Government Employees)

APWU (American Postal Workers Union)

NPMHU (National Postal Mail Handlers Union)

FERS and YOUcowebsitephotos/bobii.jpg

By Bob Davidson II of Palomar Chapter 455 (September 2017)

Well my friends, we are more than half way through the year and for the most part our TSP funds have been on the plus side! Hopefully you have been a bit aggressive in your investments and have benefitted from this Trump/Bull Market. Things could change with the North Korea issues but don't panic and be ready to make changes if the markets tank over a longer time frame than a couple of days, ride the rollercoaster.

Below is some more information on possible changes regarding our TSP and for the most part a positive for all of us.

Proposed Changes to the TSP

Ian Smith August 7, 2017

A number of changes have been proposed to the Thrift Savings Plan (TSP) recently. Here is a roundup of the proposals and what they mean for TSP participants.

 I Fund

One recommendation now being considered is expanding the existing I Fund (international stocks) to include emerging market equities. Also, Canadian stocks will be considered for inclusion in the I fund to expand the number of stocks from developed stock markets.

There is also the likelihood of including non-U.S. small-cap equities in the I fund as well.

Currently, the I Fund invests in a stock index fund that fully replicates the MSCI EAFE (Europe, Australasia, Far East) Index.

Lifecycle Funds

The FRTIB is looking at creating a 5-year band instead of a 10-year band to categorize the L Funds. This would provide investors with a fund selection that more closely matches their projected retirement time frame. Plans are in place to implement this by 2020.

TSP Change Legislation

Bills have recently been introduced in both the House and the Senate to “modernize” the TSP. Lawmakers in both branches of Congress said revising plan regulations would allow federal employees to keep their money inside of the TSP after retirement to take advantage of the program’s low fees.

House Legislation

The House bill (H.R. 3031) would make these changes:
·         Make multiple age-based and post-separation withdrawals
·         Elect to combine partial withdrawals or an annuity with periodic payments
·         Eliminate automatic annuities as a default option in the absence of an election by participants

It has been reported out of Committee and will now be considered by the full House.

Senate Legislation

The Senate bill (S. 873) is similar to the House bill, but offers these changes to the TSP:
• Allows multiple age-based withdrawals and subsequent post-separation partial withdrawals
• Allows multiple partial post-separation withdrawals
• Allows a schedule of quarterly or annual withdrawal payments and also let participants change the payment amounts at any time
• Eliminates the withdrawal election deadline which currently requires TSP participants to make a post-separation withdrawal election by April 1 of the year following the year in which they turn 70 1/2 and are separated from federal service

The Senate bill also just recently reported out of Committee and will now go before the full Senate for consideration.
The above info is from and this website has great information on TSP and other financial info for the federal worker and retiree. I highly recommend you subscribe to it.

 As always - Live Long and Prosper!




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